Utilize este identificador para referenciar este registo: http://hdl.handle.net/11144/6335
Título: An Approach to Customer Trust in the Portuguese Banking System
Autor: Santos, António Duarte
Cabeças, António
Palavras-chave: Banking
bank customer
customer satisfaction
customer loyalty
customer trust
behavioural economics
Data: Jun-2019
Resumo: Globalization, seen as a simultaneous transformation in economics, politics and culture, has led to more intense competition in different sectors of the economy. In the banking sector the analysis of customer satisfaction, loyalty and trust has been considered of great interest in recent years. In this study, we analyse the development of bank customer satisfaction and loyalty and, with more detail, the development of customer trust, using the results of surveys carried out with relevant statistical samples in Portugal and, for the first time, we also extend this analysis to bank customers in Spain. Scientific development, particularly in the field of behavioural economics, which includes many contributions from psychology and sociology, as well as in the field of neurology, which gave rise to neuroeconomics, allowed for the adaptation and change of traditional economic decision-making theories, based only on economic rationality, in the wake of the Cartesian dualism and Newtonian atomism, allowing for a better understanding of decision-making It has been demonstrated in previous studies that the currently most relevant element for customer approval and loyalty to their main banking institution in Portugal is trust. Therefore, the growth or downward trend of these two variables will be a good indicator to understand the development of customer trust in banking evolution. It has been verified that customer trust in banking and in the development of banks in the last years is not as negative as could be expected, considering all the problems that have affected this sector, mainly in Portugal. However, customer satisfaction has been declining over the past two years. A significant change in the banking activity is taking place, a different approach has been implemented, and this change may
Descrição: Conferência proferido pelo Prof. Doutor António Duarte Santos
Revisão por Pares: no
URI: http://hdl.handle.net/11144/6335
Aparece nas colecções:CARS - Comunicações em conferências

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